Will hitting a dog raise my insurance?
If you have comprehensive coverage and happen to hit an animal while driving, your insurance company will pay for the cost of repairs less the amount of your deductible.
In other words, if you hit an animal and need your insurance to pay for repairs, don't worry! Your insurance rates will not increase due to this.
Average Pet Insurance Costs.
How much you pay for pet insurance varies widely: the monthly premium can range from as low as $10 to higher than $100, though most pet owners can expect to pay between $30 and $50 per month for a plan with decent coverage.
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